One of the most frequent pieces of advice that we give at the TRC is to tell someone to read their lease. Tenants, landlords, cosigners, subletters... everyone should know what's in the legal contract that they are signing.  

We see this with different faces: occasionally, landlords come into our office hoping to evict a tenant for a clause that isn't in their lease; tenants are startled to find they are being held to a rule that they didn't know about; cosigners are shocked to discover that they can end up with a bill due to the damages of all the tenants. Here are some tips for making sure you don't miss the important parts:

When a tenant walks in and says that they're having trouble with someone else named on their lease (a roommate, an ex, an ex-friend), most of the housing counselors here at the TRC will hold their breath, because they're about to tell that person something they won't want to hear. Me, I like a good story, and most of these have great stories, but either way, it doesn't usually end up so that we get to tell the client good news.  And the reason for that bad news is joint and several liability. 

Joint and several liability is a confusingly legal term that means that all the tenants on a lease (on one lease, not separate leases) and each of the tenants on the lease, can be held responsible for all money damages. For example:  Housemate A punches a hole in the wall and then leaves for an overseas job. Housemate B, with the major that didn't translate into international job opportunities, stays put. Housemate B is easier to find when the bill for the damages come due. Housemate B ends up on the hook.